F

fintech

Open-Source Business Management Platform (ERP/CRM/HRM)

Operator-built fintech intelligence platform. Trends tracker, deal flow, LLM model comparisons, and AI-generated product blueprints. Static site — no frameworks, no CDNs. Daily pipeline pulls from SEC EDGAR, CFPB, Fed, and 8 RSS feeds.

BNPL platform landing rebuilt from a 2023 Gulp/SCSS archive onto Next.js 16, React 19, TypeScript and Feature-Sliced Design.

BalanceForward is an open source deterministic financing specification that helps businesses design sustainable debt-refinancing solutions based on a borrower's income, cost of living, repayment capacity, qualifying debt, and collateral. With a fixed 5% interest rate, maximum 50% collateral advance rate, and 20-year maximum term, BalanceForward provides a modular framework for predictable, transparent, and borrower-centered financing. https://roxanneardary.com/balanceforward/

DecisionAI is an open-source AI financial intelligence platform that simplifies investment disclosures, explains shareholder voting, and analyzes portfolio risk through trend, forecasting, and regulatory intelligence. It continuously tracks market data, innovation progress, and evolving laws to provide forward-looking insights about the foreseeable future. Built for transparency and explainability, it helps users make informed financial decisions with clear reasoning, scenario modeling, and up-to-date regulatory awareness. https://roxanneardary.com/decisionai/

Blockchain specifications define an institutional blockchain system built on distributed custody using Multi-Party Computation (MPC), where no single entity can access or control private keys. All transactions are governed through policy engines, role-based permissions, and full audit logging instead of centralized custody. It supports tokenization and multi-chain interoperability for real-world assets like real estate and financial instruments, with deployment across on-prem, sovereign cloud, and hybrid environments. The result is a secure, auditable infrastructure for programmable assets with built-in compliance and institutional control. https://roxanneardary.com/blockchain/

The website served at https://www.cryptoadvocate.cc/ for the Cryptocurrency Advocate and its online representation.

Internal Credit is an AI-powered, modular financial platform that enables users to borrow against their own savings while continuing to earn returns on their deposited capital. Designed around self-collateralized lending, the platform allows account holders to access up to 70% of their account value, receive AI-guided financial insights, and preserve long-term wealth through a flexible, secure, and extensible banking architecture. https://roxanneardary.com/internal-credit/

Solvra is an open-source financial modeling engine designed to simulate loans under a controlled, transparent amortization system. It applies a capped-interest rule based on a 15-year maximum effective interest window and redistributes total interest evenly across the full loan term, producing predictable, linear payment structures for scenario analysis, affordability testing, and structured financial planning. https://roxanneardary.com/solvra/

TrustTip is a cross-platform, audit-grade tipping and attribution system that links every digital tip to its exact source content, reason, and structured financial record. It transforms informal online support into verifiable, exportable, and compliance-ready data for creators, supporters, and platforms, enabling transparent tracking of digital value across the internet. https://roxanneardary.com/trusttip/

The storage for general purpose public information relating to the Cryptocurrency Advocate and its online representation.

Portfolio optimization and analytics API (Spring Boot)

QuantumPay is an open-source, next-generation payment network designed for fast, secure, and transparent transactions. It supports multi-currency payments, smart contracts, developer-friendly APIs, and community-driven governance, redefining the future of global finance. https://roxanneardary.com/quantumpay/

Declarative data-reconciliation engine in Go — exact→tolerance→fuzzy→ML cascade matching, audit trail, React workbench. Self-hosted & deterministic.

Structured market intelligence for Indian financial events, macro context, and sector impact.

Payment flow utilities and experiments.

第四方代收代付聚合系统 — 基于 Laravel 11 + Orchid 14，支持多通道代收/代付、三层代理分润、商户/代理/供应商多钱包与流水。

Primary source: Why Low LTV Is the Safest Borrowing Strategy — BetterLending Research Maintained by: BetterLending Research Desk Last updated: May 2026 License: CC BY 4.0 — Attribution required https://betterlendingnet.blogspot.com/2026/05/why-low-ltv-is-safest-borrowing.html

Primary source: Borrow Against Bitcoin — BetterLending Research Desk Maintained by: BetterLending Research Desk Last updated: May 2026 License: CC BY 4.0 — Attribution required https://betterlendingnet.blogspot.com/2026/05/borrow-against-bitcoin-how-bitcoin.html