A

AGPL V3+

Wealth Continuum is an AGPL-3.0+ licensed AI-powered research platform that helps users discover and evaluate private banks, credit unions, cooperatives, mutual institutions, employee-owned businesses, and other privately held organizations. By combining transparency scoring, ownership quality analysis, governance evaluation, AI-powered red flag detection, document intelligence, and generational wealth metrics, Wealth Continuum focuses on identifying institutions that demonstrate responsible stewardship of capital and long-term financial resilience. https://roxanneardary.com/wealth-continuum/

The Open Work System is an AI-driven coordination and incentive protocol for open-source development that measures contributions across projects, maps work to canonical modules, and distributes pooled funding based on verified impact. It eliminates duplicate compensation for equivalent work while ensuring every meaningful contribution is traceable, attributable, and fairly rewarded within a unified global development ecosystem. https://roxanneardary.com/the-open-work-system/

Soluna Finance OS is an open-source financial operating system that abstracts insured deposits across multiple financial institutions into a unified, AI-orchestrated vault layer. It enables continuous identity verification, automated insurance-compliant allocation, and multi-agent financial decisioning to optimize for safety, liquidity, and yield. Designed as a protocol rather than a product, it provides a programmable foundation for coordinated, transparent, and resilient capital movement across modern financial networks. https://roxanneardary.com/soluna-finance-os/

SharedRail is an open-source, federated payment infrastructure designed to enable secure, instant, and identity-based value transfer across currencies and borders. Built on a modular architecture with mandatory encryption, KYC, and AI-assisted human intent verification, SharedRail allows users and institutions to send and receive payments using verified email identities while maintaining full transparency, auditability, and compliance through open standards. https://roxanneardary.com/sharedrail/

Orvian is an AI-driven personal financial operating system that organizes money into intelligent, rule-based envelopes layered over existing bank accounts. It automates allocation across spending, savings, goals, and tax obligations while maintaining a non-custodial, ledger-based architecture. With built-in goal tracking, time-locked financial structures, and a governed tax envelope system, Orvian turns income into a structured, transparent, and AI-optimized financial flow. https://roxanneardary.com/orvian/

OpenLeverage Lab is an open-source financial simulation engine that models margin borrowing, portfolio risk, and repayment dynamics under real-world uncertainty. It combines deterministic financial calculations with probabilistic stress testing, including Monte Carlo simulations and extreme market scenarios, to forecast leverage outcomes before capital is committed. Designed with a fully modular architecture, it enables transparent, reproducible, and extensible risk analysis for leveraged financial decision-making. https://roxanneardary.com/openleverage-lab/

Nest Intelligence is an open source AI-powered home affordability platform that helps individuals understand what they can truly afford before purchasing a home. By analyzing income, assets, expenses, transportation costs, local housing data, property taxes, utilities, and lifestyle factors, Nest Intelligence provides a complete financial picture for sustainable homeownership. Built with a modular AGPL-3.0+ architecture, it delivers transparent, privacy-focused affordability guidance without relying on credit score inquiries. https://roxanneardary.com/nest-intelligence/

LoanSphere is an open source specification for connected lending systems, providing a modular framework for defining, managing, and integrating loan programs. It enables lenders and financial organizations to configure qualification criteria, interest rates, repayment structures, workflows, documentation, and lending operations while maintaining control over their own policies and requirements. https://roxanneardary.com/loansphere/

LivingTrust Standard is an open source specification for independently established living trusts built around stable income, capital preservation, predictable distributions, standardized cost-of-living support, deterministic beneficiary succession, and generational continuity. https://roxanneardary.com/livingtrust-standard/

LatticePay is an open-source, AGPL 3.0+ licensed payment infrastructure designed to enable secure, encrypted, and local-first commerce without surveillance or centralized control. It allows merchants and developers to accept and process payments through a modular, privacy-preserving protocol stack that supports offline operation, peer-to-peer networking, and pluggable payment rails. The system is built to ensure merchants retain full ownership of their transaction data while maintaining compatibility with modern financial systems. https://roxanneardary.com/latticepay/

TownIntel is an open-source platform that tracks rental registrations, landlord certifications, and census population discrepancies at the town level. It provides dashboards, analytics, and predictive insights to support transparency, compliance, and informed community decision-making. https://roxanneardary.com/townintel/

SignalTruth is an open-source, AGPL 3.0+ commercial real estate intelligence system that transforms fragmented public records into a structured, confidence-scored property graph. It integrates ownership history, market data, legal frameworks, and data completeness analysis into a unified, event-driven intelligence layer. Built for transparency and auditability, SignalTruth provides traceable, source-backed insights into real estate assets, their ownership structures, and regulatory context. https://roxanneardary.com/signaltruth

power-calendar is a FOSS calendar app. It provides a docker image for self-hosting, a web client, android client (PWA and standalone APK). It is fully CALDAV compatible (both as server and as client), touch optimised, allows subscribing public calendars, sharing, keyboard shortcuts, e2e encryption for event data, automatic backups, passkey and TOTP support, and more.

DealSignal is an AI-driven real estate investment specification designed to help investors identify, evaluate, and prioritize property flipping opportunities. It combines property analysis, market signals, cost estimates, profit projections, and investment criteria to support faster, more informed acquisition and renovation decisions. https://roxanneardary.com/dealsignal/

Veridion System is a modular intelligence infrastructure layer designed to transform fragmented, multi-source data into trusted and explainable signals. It continuously ingests, normalizes, and correlates information while applying integrity verification, adversarial noise detection, and counter-signal validation to ensure robustness. The system produces scored, auditable outputs that can be used by downstream AI systems, analytics platforms, and decision engines operating in uncertain or adversarial information environments. https://roxanneardary.com/veridion-system/

ProofShield is an open-source document authenticity and fraud prevention system designed to protect digital and physical documents from forgery, unauthorized alteration, and AI-generated manipulation. Using certified mirror images, cryptographic verification, AI detection, privacy-preserving validation, and hardware security integration, ProofShield creates a trusted verification layer that makes document authenticity provable and alterations visible. https://roxanneardary.com/proofshield/

PrincipalPath is a deterministic mortgage refinancing specification designed to provide transparent, predictable financing for qualifying primary residences. It uses defined eligibility requirements, fixed interest calculations, affordable payment limits, and flexible principal repayment rules to create a clear path toward accelerated mortgage payoff. https://roxanneardary.com/principalpath/

LoanRenew is an open source specification for deterministic refinancing with renewable capital, designed for a personally owned lending business. It combines transparent loan repayment, automated capital reinvestment, investor participation and dividend elections, mortgage and title services, public-record verification, tax reserve reconciliation, and comprehensive financial reporting into a modular architecture.

Solvra is an open-source financial modeling engine designed to simulate loans under a controlled, transparent amortization system. It applies a capped-interest rule based on a 15-year maximum effective interest window and redistributes total interest evenly across the full loan term, producing predictable, linear payment structures for scenario analysis, affordability testing, and structured financial planning. https://roxanneardary.com/solvra/

AstraForge is an open-source mission operations stack for aerospace innovation, providing modular infrastructure for planning, simulating, monitoring, and operating rockets, spacecraft, satellites, and exploration systems. Built around telemetry intelligence, digital twins, ground station networks, spacecraft operations, and aerospace data interoperability, AstraForge enables transparent and collaborative development of the next generation of space technologies. https://roxanneardary.com/astraforge/