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financial analysis

United Care Fund is a cooperative healthcare funding framework that enables participating businesses to pool resources, reduce healthcare costs, and provide more affordable coverage for their employees. The specification combines cost intelligence, shared purchasing, benefit planning, claims administration, conservative fund management, and AI-assisted analysis to help businesses make healthcare more transparent, efficient, and sustainable without unnecessarily reducing appropriate care. https://roxanneardary.com/united-care-fund/

TaxLensUS is an open-source AGPL-3.0+ system that analyzes U.S. corporate tax filings from SEC disclosures and combines them with public economic data to model how tax policy changes affect small businesses. It extracts structured tax data from financial reports, builds a tax policy knowledge graph, and uses AI-driven analysis to generate evidence-based impact reports with transparency and confidence scoring. https://roxanneardary.com/taxlensus/

PublicLaunch is an open-source AI-powered market intelligence platform that quantifies market behavior through historical analysis, IPO research, hype detection, manipulation-risk assessment, and probabilistic outcome modeling. Designed for researchers, analysts, journalists, regulators, and investors, PublicLaunch helps identify unusual market activity, compare current events to historical patterns, and evaluate stocks, cryptocurrencies, and public market launches using transparent, data-driven methodologies. https://roxanneardary.com/publiclaunch/

Ledger Watch is an open-source financial data infrastructure project that organizes publicly available market information—such as trades, SEC filings, corporate actions, and economic events—into a structured, verifiable system. It connects entities like individuals, companies, and institutions to market events through a transparent data model designed for analysis, research, and pattern discovery. The system emphasizes neutrality, reproducibility, and strict reliance on public, source-backed data rather than speculation or inferred intent. https://roxanneardary.com/ledgerwatch/

TruthInBilling is an open-source, privacy-preserving platform that collects verified billing records to identify and analyze discrepancies between advertised prices, contractual terms, and actual charges. It transforms individual invoices into a structured public dataset that reveals systemic billing patterns across industries while protecting user identity through encryption and verification. https://roxanneardary.com/truthinbilling/

SignalCredit API is an open-source, consent-driven credit computation platform that replaces traditional credit reporting with real-time, explainable scoring. Instead of storing permanent credit files, it generates financial evaluations on demand using transparent, auditable models and user-authorized data access. Built with modern AI, zero-trust security, and fairness-focused design, the project aims to create a fully transparent financial trust layer where individuals control access to their data and every credit decision is mathematically explainable. https://roxanneardary.com/signalcreditapi/

CortexCFO is an AGPL-3.0+ locally hosted AI CFO platform that transforms historical financial data into future strategy. It provides businesses with private financial intelligence through expense forecasting, cash flow prediction, risk detection, and AI-powered recommendations while keeping sensitive financial data under the organization's control. https://roxanneardary.com/cortexcfo/

DecisionAI is an open-source AI financial intelligence platform that simplifies investment disclosures, explains shareholder voting, and analyzes portfolio risk through trend, forecasting, and regulatory intelligence. It continuously tracks market data, innovation progress, and evolving laws to provide forward-looking insights about the foreseeable future. Built for transparency and explainability, it helps users make informed financial decisions with clear reasoning, scenario modeling, and up-to-date regulatory awareness. https://roxanneardary.com/decisionai/

OpenCareerForecast is an AGPL 3.0+ open-source career intelligence platform that helps users discover the true cost of their career path by comparing education expenses, wages, cost-of-living data, debt obligations, and future labor market trends. The platform analyzes colleges, universities, trade schools, apprenticeships, military careers, certifications, and entrepreneurial pathways to determine long-term financial viability and forecast future career opportunities. https://roxanneardary.com/opencareerforecast/

SmartSmile – Together for fair dental care An open-source, AI-powered platform that empowers patients in the U.S. to anonymously compare dental pricing, verify advertised specials, detect upsells, and find affordable, trustworthy care. Includes encrypted receipt and ad uploads, dentist/office profiles, diagnostic AI, and a Patient Shopping Navigator. https://roxanneardary.com/smartsmile/

GrowLocal is an open-source, AI-assisted, modular town simulation engine that models how real communities can grow and sustain themselves using local skills, resources, and cooperative systems. It transforms real-world towns into living simulations where economy, environment, infrastructure, and human activity interact dynamically, enabling users to explore sustainable development, emergent micro-enterprises, and community-driven planning. https://roxanneardary.com/growlocal/

VaultCore OS is an AGPL-3.0+ financial intelligence platform that continuously verifies federally insured banks and credit unions, aggregates their financial products, and tracks real-time interest rates with full regulatory sourcing. Built as an open infrastructure system, it combines structured financial data, audit-grade verification pipelines, and an AI interface to deliver accurate, transparent, and source-backed insights into the U.S. banking system. https://roxanneardary.com/vaultcore-os/

OpenShare is an AI-powered platform that helps subscription-based businesses transition to equitable profit-sharing models, ensuring equal pay for equal work and maximizing mass appeal. It provides custom profit-sharing blueprints, AI-guided implementation, and real-time dashboards for revenue, team satisfaction, and growth. https://roxanneardary.com/openshare/

Scaling Fairness, One Business at a Time.

Nest Intelligence is an open source AI-powered home affordability platform that helps individuals understand what they can truly afford before purchasing a home. By analyzing income, assets, expenses, transportation costs, local housing data, property taxes, utilities, and lifestyle factors, Nest Intelligence provides a complete financial picture for sustainable homeownership. Built with a modular AGPL-3.0+ architecture, it delivers transparent, privacy-focused affordability guidance without relying on credit score inquiries. https://roxanneardary.com/nest-intelligence/

GovGraph is an open-source, modular system for mapping and analyzing public systems through structured data. It connects social media activity, campaign finance disclosures, and publicly available institutional information into a unified graph model, enabling transparent, reproducible analysis of how public-facing digital activity and documented financial data relate across platforms and agencies. https://roxanneardary.com/govgraph/

SubscriptionIndex is an open-source, privacy-first AI platform that analyzes bank and credit card statements to detect recurring subscriptions, interpret contract terms, and prevent unexpected renewals. It uses end-to-end encryption (zero-knowledge design) so user financial data never leaves their control unencrypted. The system provides renewal alerts, cancellation guidance, jurisdiction-aware insights, and a secure cross-device sync system to help users fully understand and manage their recurring charges. https://roxanneardary.com/subscriptionindex/

ParcelPlanner is an AGPL 3.0+ open-source property intelligence platform that helps users understand what can legally be built, modified, or developed on a parcel of land based on official government laws, zoning ordinances, and planning documents. It enables both property owners and buyers to analyze development opportunities, compare jurisdictions, and build income strategies grounded in verified legal data rather than assumptions or third-party interpretations. https://roxanneardary.com/parcelplanner/

OpenLeverage Lab is an open-source financial simulation engine that models margin borrowing, portfolio risk, and repayment dynamics under real-world uncertainty. It combines deterministic financial calculations with probabilistic stress testing, including Monte Carlo simulations and extreme market scenarios, to forecast leverage outcomes before capital is committed. Designed with a fully modular architecture, it enables transparent, reproducible, and extensible risk analysis for leveraged financial decision-making. https://roxanneardary.com/openleverage-lab/

TruthVIN is an open-source platform that delivers accurate, VIN-level vehicle valuations using real market data, verified sales, and open algorithms. Designed to replace opaque systems like Kelley Blue Book, TruthVIN empowers buyers, sellers, and developers with transparent pricing, regional insights, and community-driven data contributions. https://roxanneardary.com/truthvin/

Portfolio analysis & market intelligence for Claude Code & OpenClaw. Deterministic Python math + Claude/OpenClaw synthesis. Educational guardrails, no investment advice.