L

loan-restructuring

JubileeLoan is a deterministic financing specification for refinancing school loans that have exceeded 15 years in repayment. It applies a one-time 1% interest charge to the total refinanced loan balance, preserves the borrower's existing monthly payment, and limits repayment to 10 years, with any remaining eligible balance permanently extinguished through a mandatory debt jubilee. https://roxanneardary.com/jubileeloan/

LoanRenew is an open source specification for deterministic refinancing with renewable capital, designed for a personally owned lending business. It combines transparent loan repayment, automated capital reinvestment, investor participation and dividend elections, mortgage and title services, public-record verification, tax reserve reconciliation, and comprehensive financial reporting into a modular architecture.