D

deterministic-financing

CapitalScope is an open source specification for structured venture financing that combines AI-assisted business evaluation, market demand analysis, emerging technology forecasting, predictive modeling, risk scoring, and cost analysis. It provides Venture Capitalists with a deterministic framework for evaluating and financing Enterprise Creators through transparent lending rules, fixed 4% interest, predictable repayment, and principal-linked interest elimination. https://roxanneardary.com/capitalscope/

Explorer Capital is a deterministic financing specification designed for participants in an approved World Expedition Program curriculum. It provides up to $120,000 in financing with a two-year interest-free delay, followed by six years of equal principal and interest payments. Standard amortization is used to establish total interest, which is then distributed equally across payments, while prepayments shorten the repayment period and eliminate associated future interest. https://roxanneardary.com/explorer-capital/

JubileeLoan is a deterministic financing specification for refinancing school loans that have exceeded 15 years in repayment. It applies a one-time 1% interest charge to the total refinanced loan balance, preserves the borrower's existing monthly payment, and limits repayment to 10 years, with any remaining eligible balance permanently extinguished through a mandatory debt jubilee. https://roxanneardary.com/jubileeloan/

FiniteTerm is a modular open source specification for deterministic financing across industries and products, designed to make financing transparent, predictable, and modelable. It provides a common framework for defining financing terms, affordability, payments, costs, asset lifecycles, insurance, portability, and settlement while allowing industry and product-specific modules to extend the system without changing the core. https://roxanneardary.com/finiteterm/