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[fix] Loan Refund TxID Consistency

Ursa (9R) requested to merge ursa/lending-txid into develop

This is just small fix to fast-follow !2826 (merged) - since we do not double-enqueue swaps for the transaction I believe the complexity around transaction ID reversing is now unnecessary. This will remove the extra complexity and ensure the transaction ID on the refund memo is consistent with the inbound.

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