LoyalCredit

Project information

LoyalCredit is an open source, relationship-based credit specification that rewards reliable repayment with progressively greater access to capital. Through its Credit Trust Ladder, borrowers can move from secured lending toward unsecured credit by demonstrating consistent payment performance, while late payments reduce trust and default permanently ends the lending relationship with that business. https://roxanneardary.com/loyalcredit/

AGPL V3+ roxanneardary loan-repayment credit-score self-hosted open-source secured-lending finance loans SDD specification SBL