Clearly communicate refund policy on payment screens #4484

Ticket(s) / Related Merge Requests

Clearly communicate refund policy on payment screens so that we are not at risk of losing any disputes on chargebacks and so that the user understands that there are no refunds.

Summary of Changes

• Superminds - "I understand this transaction is non-refundable once the recipient approves my offer"
• Memberships - "I understand this transaction is non-refundable"
• Tips - "I understand this transaction is non-refundable"
• Minds+ - "I understand this transaction is non-refundable"
• Minds Pro - "I understand this transaction is non-refundable"

Testing Considerations

• Superminds cannot be sent unless this box is checked
• Tips cannot be sent unless this box is checked
• Minds+ cannot be purchased unless this box is checked
• Minds Pro cannot be purchased unless this box is checked
• Memberships cannot be purchased unless this box is checked
• Refactor wire screen using base components

Regression Scope

N/A

Platform Affected (web, mobile, etc)

iOS/Android

Developer Testing Completed

(What has been tested already?)

Screenshots

(Any extra UI screens that can be shared)

Does this impact

• Localization
• Dark/light mode
• Guest mode

Related to #4484 (closed)