Improve LoadBalancer#all_caught_up? logic [RUN ALL RSPEC] [RUN AS-IF-FOSS]

What does this MR do?

With the old logic, having a single stale/lagging replica would not allow us to use caught-up replicas, which would increase the load to primary where we could avoid it.

Also adding the comments on the possible improvements of the similar method.

FF rollout issue: #334989 (closed)

Does this MR meet the acceptance criteria?

Conformity

• I have included changelog trailers, or none are needed. (Does this MR need a changelog?)
• I have added/updated documentation, or it's not needed. (Is documentation required?)
• I have properly separated EE content from FOSS, or this MR is FOSS only. (Where should EE code go?)
• I have added information for database reviewers in the MR description, or it's not needed. (Does this MR have database related changes?)
• I have self-reviewed this MR per code review guidelines.
• This MR does not harm performance, or I have asked a reviewer to help assess the performance impact. (Merge request performance guidelines)
• I have followed the style guides.
• This change is backwards compatible across updates, or this does not apply.

Availability and Testing

• I have added/updated tests following the Testing Guide, or it's not needed. (Consider all test levels. See the Test Planning Process.)
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• I have informed the Infrastructure department of a default or new setting change per definition of done, or it's not needed.

Security

N/A

Related to #326125 (closed)