bark: No longer bundle extra VTXOs with refreshes

Peterrequested to merge
bugfix/bundled-refreshes into master
  • check or remove this line after you've added a CHANGELOG entry or if your PR doesn't need one (they should go into CHANGELOG/unreleased/)

Summary by CodeRabbit

  • Bug Fixes
    • Improved wallet refresh behavior so it now processes only the items explicitly selected for refresh.
    • Prevents unnecessary refresh attempts when there is nothing eligible to refresh, reducing no-op refresh rounds.
Edited by Peter

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