v0.13.0 — stable-diffusion.cpp image generation + CUDA resource semaphore

Major additions:
- sd.cpp Go wrapper with CPU/CUDA backends, model hot-swap, idle timeout
- CUDA/CPU semaphore: one local job at a time, prevents GPU OOM
- Non-blocking wrapper: 503 on contention instead of request queuing
- MCP auto-discovers sdcpp models, generate_image works end-to-end
- E2E test: LLM calls tool → MCP generates image → LLM responds with link
- 5 image models: sd-turbo, sdxl-turbo, sdxl-lightning, flux-schnell,
  juggernaut-xi (CUDA); sd-turbo, sdxl-turbo (CPU)