Released version 0.1.13

qa: added phpmd, phpcpd, type coverage and composer-normalize
src: replaced assert() with explicit exceptions, typed constants

Validator\BankAccount::getBanksList() now declares
@return array<int|string, string> instead of array<string, string>.
No runtime change, but consumers typing the result as array<string, string>
will get new PHPStan errors - bank codes without a leading zero (2010) are
int keys, because PHP cannot use a numeric string as an array key.