feat: withdraw via treasury InstantWithdrawCw20 (replace TransferFrom allowance)
## Summary
Change **`ust1-window`** redeem path from CW20 **`TransferFrom` + treasury allowance** to calling the CMM Treasury’s **registered CW20 InstantWithdraw** API (Option 3). Deposits keep forwarding vFDUSD to `cmm_treasury`; withdraws ask treasury to `Transfer` vFDUSD to the user.
**Depends on:** [PlasticDigits2/ustr-cmm#6](https://gitlab.com/PlasticDigits2/ustr-cmm/-/issues/6) (treasury `SetCw20Spender` + `InstantWithdrawCw20`).
**Parent deploy track:** [#19](https://gitlab.com/PlasticDigits/ust1-window/-/issues/19) Phase 5 (withdraw smoke currently blocked).
---
## Current codebase
| Component | Path | Behavior today |
|-----------|------|----------------|
| Withdraw | `contracts/ust1-window/src/contract.rs` → `withdraw` | After oracle/limits/min-out checks: require treasury vFDUSD **balance** and **allowance** ≥ `v_out`; then `Burn` UST1 + `TransferFrom { owner: cmm_treasury, recipient: user, amount: v_out }`. |
| Allowance helper | `contract.rs` → `query_cw20_allowance` | Queried every withdraw; errors as `InsufficientTreasuryAllowance`. |
| Errors | `contracts/ust1-window/src/error.rs` | `InsufficientVfdusd`, `InsufficientTreasuryAllowance`. |
| Config | `state.rs` / `msg.rs` | `cmm_treasury` set at instantiate only (default `ust1_cmm::CMM_TREASURY_MAINNET`); no `SetTreasury`. |
| Multitest | `contracts/ust1-window/src/multitest.rs` | Uses mock EOA/`Addr` treasury that can `IncreaseAllowance` (`setup_with_treasury_allowance`). |
| Integration | `smartcontracts-terraclassic/tests/src/integration_tests.rs` | Same allowance assumption. |
| Docs | `docs/DEPLOYMENT.md` Phase 5 §2, `README.md` | Updated to note default treasury is a **contract** and EOA-style allowance is invalid. |
| Live window | `terra1zxwpzpzpleatqn39r00grau4yt29sld8pw78s7ktvjafnj5nsaxq0h3rh2` (code **11550**) | Instantiated with default CMM treasury `terra16j5u6…`. |
| Live tokens | vFDUSD / UST1 | See README / #19 registry. |
**Problem:** Default `cmm_treasury` is ustr-cmm Treasury (contract). It cannot sign `increase_allowance`. Option 2 (treasury emits allowance) was rejected in favor of Option 3 (treasury InstantWithdraw for registered spender).
---
## Why this is needed
1. Phase 5 withdraw smoke and always-on redeem UX require pulling vFDUSD from the real CMM treasury.
2. Allowance-based design only works if treasury is an EOA or a contract that can approve — current mainnet treasury cannot.
3. Aligns with wrap-mapper’s model: **registered contract** requests inventory out; treasury emits the asset move.
4. Keeps custody at `terra16j5u6…` (no re-pointing window to a hot wallet) once ustr-cmm#6 lands and spender is registered.
---
## Constraints / guardrails
1. **Do not ship withdraw-to-treasury InstantWithdraw** until ustr-cmm#6 API is stable (msg names/fields frozen or feature-gated with a clear adapter).
2. Preserve deposit path: vFDUSD `Transfer` → `cmm_treasury` unchanged.
3. Preserve oracle freshness, fee math (`INV-SWAP-*`), per-tx / rolling limits, pause, `min_vfdusd_out`.
4. Atomicity: UST1 `Burn` + treasury `InstantWithdrawCw20` must be in the **same** tx response (ordered submessages); failure of either must fail the tx.
5. Remove reliance on CW20 allowance for the happy path (delete or stop requiring allowance checks).
6. `cmm_treasury` remains instantiate-only unless a separate governance issue adds `SetTreasury` (out of scope unless migrate forces it).
7. Mainnet: after new window code, **migrate** existing window `terra1zxwp…` (admin = governance) or re-instantiate only if migrate insufficient — prefer migrate to keep address if integrators already wired it.
8. Ops still require treasury gov `SetCw20Spender { token: TERRA_VFDUSD, spender: WINDOW }` after both contracts are live — document in `DEPLOYMENT.md`.
9. Window per-tx / 24h limits remain primary user-facing caps; do not assume treasury-side caps exist (ustr-cmm#6 may add optional caps later).
10. No changes to `cmm-native-wrap` in this issue (native wrap is ustr-cmm wrap-mapper per #19 decisions).
---
## Relevant files
- `contracts/ust1-window/src/contract.rs` — withdraw messages + remove allowance gate
- `contracts/ust1-window/src/error.rs` — replace/repurpose `InsufficientTreasuryAllowance`
- `contracts/ust1-window/src/state.rs` — doc comments on `cmm_treasury`
- `contracts/ust1-window/src/msg.rs` — `MigrateMsg` if needed
- `contracts/ust1-window/src/multitest.rs` — mock treasury that accepts InstantWithdrawCw20
- `smartcontracts-terraclassic/tests/src/integration_tests.rs` — end-to-end without IncreaseAllowance
- `smartcontracts-terraclassic/packages/ust1-cmm/` — keep mainnet treasury constant; optional shared msg types if useful
- `docs/DEPLOYMENT.md` Phase 5 — replace allowance steps with SetCw20Spender + migrate window
- `README.md` — withdraw model blurb
---
## Recommended direction
1. Define a minimal **treasury execute client** in-window (or tiny helper module), matching ustr-cmm#6:
```json
{
"instant_withdraw_cw20": {
"recipient": "<user>",
"token": "<vfdusd>",
"amount": "<v_out>"
}
}
```
2. In `withdraw`:
- Keep oracle / fee / min_out / rolling limit checks.
- Keep treasury **balance** check (or rely on treasury balance error — prefer keep for clearer `InsufficientVfdusd`).
- **Remove** allowance query / `InsufficientTreasuryAllowance`.
- Messages: `Burn` UST1, then `WasmMsg::Execute` → `cfg.cmm_treasury` with `InstantWithdrawCw20 { recipient: user, token: cfg.vfdusd_token, amount: v_out }`.
3. Multitest: replace mock EOA allowance with a stub treasury contract (or cw-multi-test app contract) implementing InstantWithdrawCw20 + holding CW20.
4. Optimize + store new `ust1_window` code; **migrate** mainnet window; treasury gov registers window as vFDUSD spender; run withdraw smoke.
5. Update Phase 5 docs: delete EOA `increase_allowance` instructions; add dependency on ustr-cmm#6 + `SetCw20Spender`.
**Out of scope:** Implementing treasury CW20 API (ustr-cmm#6); oracle service; bridge; changing fee/limit params.
---
## Acceptance criteria
- [x] Withdraw no longer calls `TransferFrom` or requires CW20 allowance.
- [x] Withdraw emits treasury `InstantWithdrawCw20` (or final agreed msg name from ustr-cmm#6) with correct recipient/token/amount.
- [x] Deposit path unchanged (forward vFDUSD to treasury).
- [x] Multitest + integration tests updated; allowance-based setup removed or marked obsolete.
- [x] Errors: clear failure when treasury rejects (unregistered / paused / insufficient balance).
- [x] `docs/DEPLOYMENT.md` + README describe Option 3 wiring; Phase 5 checklist updated.
- [x] Mainnet migrate plan documented (code id → migrate tx → `SetCw20Spender` → smoke).
- [x] Linked to ustr-cmm#6; #19 Phase 5 withdraw AC unblocked after ops steps.
---
## Test plan — functional paths
| # | Path | Expect |
|---|------|--------|
| T1 | Deposit vFDUSD | Mints UST1; treasury CW20 balance increases (unchanged) |
| T2 | Withdraw happy path | Burns UST1; user receives vFDUSD; treasury balance down by `v_out` |
| T3 | Withdraw below `min_vfdusd_out` | Reject before calling treasury |
| T4 | Stale oracle | Reject |
| T5 | Per-tx / rolling limit | Reject; no treasury pull |
| T6 | Paused window | Reject |
| T7 | Treasury insufficient vFDUSD | Reject (`InsufficientVfdusd` or treasury error) |
| T8 | Treasury spender not registered | Tx fails; UST1 not burned (atomicity) |
| T9 | Treasury CW20 pull paused | Tx fails cleanly |
| T10 | Fee split attributes | Still emitted on deposit/withdraw |
| T11 | EffectiveSwap query | Still consistent; no allowance fields required |
| T12 | Migrate multitest | Config (treasury, oracle, tokens, limits) preserved |
---
## Test plan — attack / abuse / hack vectors
| # | Vector | Expect |
|---|--------|--------|
| A1 | Crafted CW20 hook / wrong token Send | Reject non-vFDUSD / non-UST1 hooks as today |
| A2 | Direct `ExecuteMsg` trying to pull treasury | No public pull entry — only via Receive withdraw hook |
| A3 | Reentrancy via malicious vFDUSD | Rely on cw20-mintable; burn before/with pull ordering reviewed (document message order: burn then InstantWithdrawCw20) |
| A4 | Recipient spoofing | Recipient must be cw20 Send `sender` (user), not attacker-controlled field |
| A5 | Calling treasury InstantWithdrawCw20 from random EOA | Treasury rejects (ustr-cmm#6); window must not add a bypass |
| A6 | Window registered but user drains via repeated withdraws | Bounded by window per-tx + 24h limits + oracle/fee math |
| A7 | Front-run oracle UpdateRate around withdraw | Existing oracle policy / min_out slippage guard |
| A8 | Migrate storage corruption | Migrate tests; config addresses unchanged |
| A9 | Wrong treasury address baked in | Instantiate/migrate verification against `CMM_TREASURY_MAINNET` |
| A10 | Partial fill / double-pay | Single `v_out`; no second transfer; fail-closed on treasury error |
---
## Verification criteria
1. `cargo test` for `ust1-window` + integration suite green.
2. LocalTerra (or multitest with stub treasury matching ustr-cmm#6): full deposit→withdraw round trip **without** any `IncreaseAllowance`.
3. After mainnet window migrate + treasury `SetCw20Spender`: small withdraw smoke tx succeeds; finder shows treasury CW20 `Transfer` (not `TransferFrom` from an EOA).
4. Query vFDUSD `allowance(treasury, window)` remains **0** / unused.
5. #19 Phase 5 withdraw checklist can be marked complete pending oracle/rate items.
---
## Dependencies / sequencing
1. Land **ustr-cmm#6** (API + tests + treasury migrate as needed).
2. Implement this issue against finalized msg schema.
3. Store/migrate window; gov `SetCw20Spender` on treasury.
4. Resume #19 Phase 5 withdraw smoke (10k vFDUSD inventory policy enforced by window limits + treasury balances, not CW20 allowance).
issue
GitLab AI Context
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