New App: PennyWise AI - Privacy-first expense tracker with on-device AI

• The app complies with the inclusion criteria as listed in the README
• The app is not already listed in the repo or issue tracker

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Link to the source code:

https://github.com/sarim2000/pennywiseai-tracker

Link to app in another app store:

https://github.com/sarim2000/pennywiseai-tracker/releases/latest

License used:

MIT

Category:

Money

Summary:

Privacy-first expense tracker with on-device AI for automatic SMS transaction extraction

Description:

PennyWise AI is a minimalist expense tracker that automatically extracts transaction data from SMS messages using on-device AI processing. 

Key Features:
• 100% offline AI processing using MediaPipe (no internet required)
• Automatically extracts transactions from Indian bank SMS
• No user accounts, no cloud sync, no data collection
• Supports 10+ major banks
• Material You design with dynamic theming
• Categories and analytics for spending insights

Technical Details:
• F-Droid flavor available: PennyWise-fdroid-v*.apk
• APK Size: ~29MB (ARM-only build, under 30MB limit)
• Min SDK: 31 (Android 12)
• Target SDK: 36
• No Google Play Services or proprietary dependencies in F-Droid build
• Active development with regular updates

The F-Droid build is specifically optimized for IzzyOnDroid:
• Includes only ARM architectures (arm64-v8a, armeabi-v7a)
• No x86/x86_64 emulator support to reduce size
• Fastlane metadata available in repository